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Whisper's Medicare Updates.          

One of the most difficult things to understand today is the Medicare/Medicaid Benefits. We will try to keep you updated on the changes that come about and if you have specific  questions you would like answered, just let us know. We will endeavor to answer any questions you may have and if we do not know the answer will attempt to find the answer for you. 

For this time the words Medicare Fraud and Abuse  come to mind as it is so much in the news today. So we will explain the differences and what you can do about them, in this way we can maybe protect Medicare for our children.

The most important thing here is when you receive your statement from Medicare as to what they paid for, be sure to check this carefully.   This is called your EOMB (explanation of Medicare benefits)

FRAUD

This is when there has been a deliberate deception or misrepresentation of what has been done for you. This could be by a supplier, Physician, or hospital etc.  In some cases it could even be an error in entry. Someone inexperienced at the place of care punching in a code with like charges because they could not find the correct code to begin with. Never the less you should be able to account for everything on this EOMB.Fraud includes:

  • Billing for services not provided. Such as medications, X-rays, blood tests, treatments, etc.
  • Falsely representing the nature of the service provided, such as the hospital bill showing you went through the Emergency room and you actually were admitted directly into the hospital. The charges could be similar, but not documented properly.
  • Or changing the date of service.

ABUSE

There are similarly many ways to abuse the system:

  • Charging an unreasonable amount for services or supplies
  • Submitting services that are unnecessary
  • Billing both you and Medicare for the same services.

If you feel you have come across some of these situations, after reviewing you EOMB, you can call the Govt directly toll free at

1(800)447-8477 Mon-Fri 9am-9pm EST. phonerin.gif (4188 bytes)

Differences in Coverage;

This is very confusing for some  but will attempt to explain the differences. 

Parts A helps pay for hospital and facility charges such as your room, inpatient medications and equipment. Parts B on the other hand pays such services as the Drs services, ambulance services and lab fees (when not done in the hospital setting), equipment and supplies.

These are handled by two different offices and neither has access to the others records. If you have a question on your parts A billing you must contact the hospital where the services were performed to find out which office they used for the Parts A assignment as many states have 2 or more offices that handle the Parts A assignments.

You must have your Medicare number ready  when calling any Medicare office. 

 

If you have lost your card with your Medicare number, contact the Social Security office at :

1(800)772-1213 for a replacement.cardphonerin.gif (4188 bytes)

 Information about RX with Parts D                            

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Last modified: March 31, 2006

 

        

 

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Information received and copywrighted by DJWhispers.©1997 Dottie, All Rights Reserved